There
are over 50 million Americans who do not have health insurance, and
over 142 million without dental coverage. These people and
millions more have good jobs, good credit and a nice house, but are
medically uninsured or underinsured. For those who are
self-insured, traveling abroad for health care procedures becomes an
affordable and attractive alternative that reduces out-of pocket
expenses. Many people find that high deductibles, co-payments,
wait-lists and out-right denials make leaving the country for
treatment a far more sensible
solution.
These days, a serious illness or operation in America might involve a second mortgage loan or bankruptcy. The entire family is affected by the devastating consequences of astronomical medical bills. Is it the children’s college fund, or your retirement portfolio, or the family home that will pay for the medical expenses? The same surgery in Guatemala could be paid with a credit card.
Maybe the good news is that you have health insurance and the
provider covers 80% of your medical expenses. But, if the
heart surgery costs $125,000, the patient is still responsible for
paying $25,000. If you are one of the tens of millions of
Americans who have lost your good credit due to foreclosure or job
loss, the surgery will likely be denied if your credit score falls
below 700. In Guatemala,
it’s possible to cover all medical
and hospital fees plus medications and recovery for the same surgery
for around $18,000. Even for covered procedures, Americans are
thinking twice about why they should pay up to 10 times more for
quality health care than the rest of the world does.
As “Baby Boomers” become seniors, health care can consume 30% of
their income. Millions of
patients without adequate coverage
or financial assistance might look forward to a lifetime of
diminished quality of health without the opportunity to explore more
economical ways to be happy, healthy and “good as new”.
This generation is also expected to live longer and be
more active than generations before them. Longevity increases
the necessity to treat chronic problems and injuries. We see a
pervasive increase in the percentage of the population
suffering
from diabetes, coronary heart disease, asthma, and the deterioration
that comes with the aging process.
Please consult with your doctor, then with another one, and maybe even a third. Research your symptoms, options and alternatives with the huge amount of on-line resources, and then call Guatemala Medical Travel. Our best patients are aware and informed and ready to take advantage of the health care choices offered in Guatemala.
From President Obama’s State of the Union speech on January 27, 2010:
“By the time I'm finished speaking tonight, more Americans will have lost their health insurance. Millions will lose it this year. Our deficit will grow. Premiums will go up. Co-pays will go up. Patients will be denied the care they need. Small business owners will continue to drop coverage altogether. I will not walk away from these Americans.”